AmongParticipation Agreement • April 28th, 2005 • NML Variable Annuity Account B • Massachusetts
PARTICIPATION AGREEMENT Among RUSSELL INSURANCE FUNDS, RUSSELL FUND DISTRIBUTORS, INC. and THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANYParticipation Agreement • April 28th, 2005 • NML Variable Annuity Account B • Washington
Exhibit (b)(4)(d) ENHANCED DEATH BENEFITEnhanced Death Benefit Amendment • April 28th, 2005 • NML Variable Annuity Account B
As of the Issue Date, this amendment is made part of this annuity contract issued by The Northwestern Mutual Life Insurance Company. In the case of a conflict with any provisions in the contract, the provisions of this amendment will control.
FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT B Net Purchase Payments accumulated in a Separate Account, assets of which are invested in shares of one or more mutual funds, or Guaranteed Interest Fund. Contract benefits payable in one sum or as variable...Flexible Payment Variable Annuity • April 28th, 2005 • NML Variable Annuity Account B
Right To Return Contract. Please read this contract carefully. The Owner may return the contract for any reason within ten days after receiving it. Return of the contract is effective on the date written notice of the return is delivered, mailed or sent by telegram to either The Northwestern Mutual Life Insurance Company, 720 East Wisconsin Avenue, Milwaukee, Wisconsin 53202 or the agent who sold the contract. If returned, the contract will be cancelled and the Company will refund the sum of (a) the difference between the Purchase Payments paid and the amounts, if any, allocated to the Separate Account plus (b) the value of the Accumulation Units of the Separate Account on the effective date of return.
FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT B Net Purchase Payments accumulated in a Separate Account, assets of which are invested in shares of one or more mutual funds, or Guaranteed Interest Fund. Contract benefits payable in one sum or as variable...Flexible Payment Variable Annuity Contract • April 28th, 2005 • NML Variable Annuity Account B
Right To Return Contract. Please read this contract carefully. The Owner may return the contract for any reason within ten days after receiving it. Return of the contract is effective on the date written notice of the return is delivered, mailed or sent by telegram to either The Northwestern Mutual Life Insurance Company, 720 East Wisconsin Avenue, Milwaukee, Wisconsin 53202 or the agent who sold the contract. If returned, the contract will be cancelled and the Company will refund the sum of (a) the difference between the Purchase Payments paid and the amounts, if any, allocated to the Separate Account plus (b) the value of the Accumulation Units of the Separate Account on the effective date of return.
Exhibit (b)(4)(e) WAIVER OF WITHDRAWAL CHARGEWaiver of Withdrawal Charge • April 28th, 2005 • NML Variable Annuity Account B
As of the Issue Date, this amendment is made part of this annuity contract issued by The Northwestern Mutual Life Insurance Company. In the case of a conflict with any provisions in the contract, the provisions of this amendment will control. The following provisions are hereby added to the contract:
