0001193125-05-141185 Sample Contracts

NEGATIVE PLEDGE AGREEMENT
Negative Pledge Agreement • July 13th, 2005 • Centennial Bank Holdings, Inc. • State commercial banks

THIS NEGATIVE PLEDGE AGREEMENT dated October 1, 2004, is made and executed between Centennial Bank Holdings, Inc. (“Borrower”) and First Tennessee Bank National Association (“Lender”) on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement (“Loan”). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower’s representations, warranties, and agreements as set forth in this Agreement, and (B) all such Loans shall be and remain subject to the terms and conditions of this Agreement.

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CENTENNIAL BANK HOLDINGS, INC. STOCK AWARD AGREEMENT
Stock Award Agreement • July 13th, 2005 • Centennial Bank Holdings, Inc. • State commercial banks • Delaware
CENTENNIAL BANK HOLDINGS, INC. STOCK OPTION AGREEMENT
Stock Option Agreement • July 13th, 2005 • Centennial Bank Holdings, Inc. • State commercial banks

THIS STOCK OPTION AGREEMENT (“Agreement”) is dated , 20 by and between CENTENNIAL BANK HOLDINGS, INC., (the “Company”), and (“Optionee”). Unless otherwise defined herein, the terms defined in the Centennial Bank Holdings, Inc. 2005 Stock Incentive Plan (the “Plan”) shall have the same defined meanings in this Option Agreement (“Agreement”);

EMPLOYMENT AGREEMENT
Employment Agreement • July 13th, 2005 • Centennial Bank Holdings, Inc. • State commercial banks • Colorado

This employment agreement (“Agreement”) is dated as of May 31, 2005, and is entered into by and among Suzanne R. Brennan (“Employee”), Centennial Bank Holdings, Inc., a Delaware corporation (“Employer”). As an inducement to render services and superior performance, Employee and Employer agree as follows:

CONSULTING AGREEMENT
Consulting Agreement • July 13th, 2005 • Centennial Bank Holdings, Inc. • State commercial banks • Colorado

This consulting agreement (the “Agreement”) is dated as of June 1, 2005, and is entered into by and among Sharon Laurent (“Consultant”) and Centennial Bank Holdings, Inc., a Delaware corporation (“CBH” or the “Company”).

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