0001193125-05-146250 Sample Contracts

GUARANTEE AGREEMENT by and between C&F FINANCIAL CORPORATION and WILMINGTON TRUST COMPANY Dated as of July 21, 2005
Guarantee Agreement • July 21st, 2005 • C & F Financial Corp • State commercial banks • New York

This GUARANTEE AGREEMENT (this “Guarantee”), dated as of July 21, 2005, is executed and delivered by C&F Financial Corporation, a Virginia corporation (the “Guarantor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of C&F Financial Statutory Trust I, a Delaware statutory trust (the “Issuer”).

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