0001193125-05-152804 Sample Contracts

SECOND AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • July 29th, 2005 • United Pan Am Financial Corp • Mortgage bankers & loan correspondents • California

This Second Amended and Restated Registration Rights Agreement (the “Agreement”) is entered into on July 26, 2005 by and between United PanAm Financial Corp., a California corporation (the “Company”), BVG West Corp., a Delaware corporation (the “General Partner”) and Pan American Financial, L.P., a Delaware limited partnership (the “Partnership”), with respect to the facts and circumstances recited below:

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AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGER BY AND AMONG UNITED PAN AM FINANCIAL CORP., BVG WEST CORP. AND THE OTHER PARTIES SIGNATORY HERETO JULY 26, 2005
Agreement and Plan of Merger • July 29th, 2005 • United Pan Am Financial Corp • Mortgage bankers & loan correspondents • California

This Amended and Restated Agreement and Plan of Merger (the “Agreement”) is made and entered into as of July 26, 2005, by and among United Pan Am Financial Corp., a California corporation (“Acquiror”), a Delaware corporation to be organized by Acquiror hereafter (“Newco”), BVG West Corp., a Delaware corporation (“Target”), and Guillermo Bron, a shareholder of Target (“Bron”).

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