0001193125-05-157877 Sample Contracts

AMENDMENT NO. 3 TO $30,000,000 GBP/EURO CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 3 dated as of May 25, 2005 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., as Borrower Agent (the “Borrower Agent”), e-pay Holdings Limited and Delta Euronet GmbH (each a “Borrower”, and collectively, the “Borrowers”) and Bank of America, N.A. (“Bank of America”), as agent and a Lender (the “Lender”).

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AMENDMENT NO. 4 TO $10,000,000 U.S. CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 4 dated as of June 8, 2005 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., a Delaware corporation, as Borrower Agent and as a Borrower, PaySpot, Inc., a Delaware corporation, Euronet USA, Inc., an Arkansas corporation, Prepaid Concepts, Inc., a California corporation, Call Processing, Inc., a Texas corporation (each a “Borrower”, and collectively, the “Borrowers”), and Bank of America, N.A., a national banking association, as agent and as a lender (the “Lender”).

AMENDMENT NO. 2 TO $10,000,000 U.S. CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 2 dated as of March 14, 2005 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., a Delaware corporation, as Borrower Agent and as a Borrower, PaySpot, Inc., a Delaware corporation, Euronet USA, Inc., an Arkansas corporation, Prepaid Concepts, Inc., a California corporation, Call Processing, Inc., a Texas corporation (each a “Borrower”, and collectively, the “Borrowers”), and Bank of America, N.A., a national banking association, as agent and as a lender (the “Lender”).

AMENDMENT NO. 4 TO $30,000,000 EURO/GBP CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 4 dated as of June 8, 2005 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., as Borrower Agent (the “Borrower Agent”), e-pay Holdings Limited and Delta Euronet GmbH (each a “Borrower”, and collectively, the “Borrowers”) and Bank of America, N.A. (“Bank of America”), as agent and a Lender (the “Lender”).

AMENDMENT NO. 1 AND LIMITED WAIVER TO $10,000,000 U.S. CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 1 AND LIMITED WAIVER dated as of December 14, 2004 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., a Delaware corporation, as Borrower Agent and as a Borrower, PaySpot, Inc., a Delaware corporation, Euronet USA, Inc., an Arkansas corporation, Prepaid Concepts, Inc., a California corporation, Call Processing, Inc., a Texas corporation (each a “Borrower”, and collectively, the “Borrowers”), and Bank of America, N.A., a national banking association, as agent and as a lender (the “Lender”).

AMENDMENT NO. 3 TO $10,000,000 U.S. CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 3 dated as of May 25, 2005 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., a Delaware corporation, as Borrower Agent and as a Borrower, PaySpot, Inc., a Delaware corporation, Euronet USA, Inc., an Arkansas corporation, Prepaid Concepts, Inc., a California corporation, Call Processing, Inc., a Texas corporation (each a “Borrower”, and collectively, the “Borrowers”), and Bank of America, N.A., a national banking association, as agent and as a lender (the “Lender”).

AMENDMENT NO. 5 TO $30,000,000 EURO/GBP CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 5 dated as of June 16, 2005 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., as Borrower Agent (the “Borrower Agent”), e-pay Holdings Limited and Delta Euronet GmbH (each a “Borrower”, and collectively, the “Borrowers”) and Bank of America, N.A. (“Bank of America”), as agent and a Lender (the “Lender”).

AMENDMENT NO. 1 AND LIMITED WAIVER TO $30,000,000 GBP/EURO CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 1 AND LIMITED WAIVER dated as of December 14, 2004 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., as Borrower Agent (the “Borrower Agent”), e-pay Holdings Limited and Delta Euronet GmbH (each a “Borrower”, and collectively, the “Borrowers”) and Bank of America, N.A. (“Bank of America”), as agent and a Lender (the “Lender”).

AMENDMENT NO. 2 TO $30,000,000 GBP/EURO CREDIT AGREEMENT
Credit Agreement • August 4th, 2005 • Euronet Worldwide Inc • Functions related to depository banking, nec • Missouri

THIS AMENDMENT NO. 2 dated as of March 14, 2005 (this “Amendment”), is entered into by and among Euronet Worldwide, Inc., as Borrower Agent (the “Borrower Agent”), e-pay Holdings Limited and Delta Euronet GmbH (each a “Borrower”, and collectively, the “Borrowers”) and Bank of America, N.A. (“Bank of America”), as agent and a Lender (the “Lender”).

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