0001193125-05-168704 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • August 15th, 2005 • Impac Mortgage Holdings Inc • Real estate investment trusts • California

THIS EMPLOYMENT AGREEMENT is effective as of February 1, 2005 (“Effective Date”), by and between Impac Funding Corporation, a California corporation (“Employer”), and Gretchen Verdugo, an individual (“Employee”).

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IMPAC MORTGAGE HOLDINGS, INC. GUARANTY
Guaranty • August 15th, 2005 • Impac Mortgage Holdings Inc • Real estate investment trusts • California

This Guaranty, effective as of February 1, 2005, is executed by Impac Mortgage Holdings, Inc., a Maryland corporation (“Guarantor”), in favor of Gretchen Verdugo (“Executive”).

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