AGREEMENT AND PLAN OF MERGER DATED AS OF OCTOBER 20, 2005 AMONG COMMERCIAL CAPITAL BANCORP, INC., COMMERCIAL CAPITAL BANK, FSB AND CALNET BUSINESS BANK, NATIONAL ASSOCIATIONMerger Agreement • October 21st, 2005 • Commercial Capital Bancorp Inc • Savings institution, federally chartered • California
Contract Type FiledOctober 21st, 2005 Company Industry JurisdictionAGREEMENT AND PLAN OF MERGER, dated as of October 20, 2005 (this “Agreement”), among Commercial Capital Bancorp, Inc. (“CCBI”), Commercial Capital Bank, FSB (the “Bank”) and Calnet Business Bank, National Association (“Calnet”).