1,029,500 Shares1 Pulaski Financial Corp. Common Stock ($0.01 Par Value) UNDERWRITING AGREEMENTUnderwriting Agreement • November 1st, 2005 • Pulaski Financial Corp • Savings institution, federally chartered • New York
Pulaski Financial Corp., a Missouri corporation (the “Company”), and certain stockholders of the Company listed on Schedule II hereto (the “Selling Stockholders”) severally propose to sell to the several underwriters (the “Underwriters”) named in Schedule I hereto for whom you are acting as representative (the “Representative”) an aggregate of 1,029,500 shares of the Company’s Common Stock, $0.01 par value (the “Firm Shares”), of which 1,000,000 shares will be issued and sold by the Company and 29,500 shares will be sold by the Selling Stockholders. The Firm Shares to be sold by the Company shall include not less than 716,500 shares of Common Stock to be offered to the public (the “Non-Affiliate Shares”) and up to 100,000 shares of Common Stock reserved for issuance to individuals identified by the Company (“Affiliate Shares”). The respective amounts of the Firm Shares to be sold by the Selling Stockholders are set forth opposite their names on Schedule II hereto. The respective amount
