0001193125-05-217117 Sample Contracts

FIRST AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • November 7th, 2005 • Hilb Rogal & Hobbs Co • Insurance agents, brokers & service • New York

THIS FIRST AMENDMENT TO CREDIT AGREEMENT, dated as of the 29th day of September, 2005 (this “Amendment”), is made among HILB ROGAL & HOBBS COMPANY, a Virginia corporation (the “Borrower”), and WACHOVIA BANK, NATIONAL ASSOCIATION (the “Administrative Agent”) on behalf of the Required Lenders (as defined in the Credit Agreement described below).

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October 1, 2005
Hilb Rogal & Hobbs Co • November 7th, 2005 • Insurance agents, brokers & service • Virginia

You have been granted a nonqualified stock option to purchase 5,000 shares of Common Stock of the Company, subject to the terms and conditions (i) in the Company’s 2000 Stock Incentive Plan, as amended from time to time (the “Plan”), and (ii) as set forth in Exhibit A, attached hereto and made a part hereof (together, with this letter, the “Agreement”), as follows:

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