0001193125-05-219147 Sample Contracts

GUARANTEE AGREEMENT FNB Corp. Dated as of November 4, 2005
Guarantee Agreement • November 8th, 2005 • FNB Corp/Nc • National commercial banks • New York

This GUARANTEE AGREEMENT (the “Guarantee”), dated as of November 4, 2005, is executed and delivered by FNB Corp., incorporated in North Carolina (the “Guarantor”), and U.S. Bank National Association, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of FNB United Statutory Trust I, a Connecticut statutory trust (the “Issuer”).

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