0001193125-05-221359 Sample Contracts

AMENDMENT TO INSURANCE AND REIMBURSEMENT AGREEMENT
Insurance and Reimbursement Agreement • November 9th, 2005 • Onyx Acceptance Owner Trust 2005-A • Asset-backed securities • New York

THIS AMENDMENT TO INSURANCE AND REIMBURSEMENT AGREEMENT, dated as of October 31, 2005 (this “Amendment”), is entered into among MBIA Insurance Corporation, as note insurer (the “Note Insurer”), Onyx Acceptance Financial Corporation (“Finco”), Onyx Acceptance Corporation (“Onyx”) and JPMorgan Chase Bank, N.A. (the “Indenture Trustee”).

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