0001193125-05-228709 Sample Contracts

FORM OF WARRANT MODIFICATION AGREEMENT
Warrant Modification Agreement • November 17th, 2005 • Flag Financial Corp • Savings institution, federally chartered • Georgia

This WARRANT MODIFICATION AGREEMENT (the “Agreement”), dated as of November 14, 2005 (the “Effective Date”), is made pursuant to the terms of the Warrant Agreement and Form of Warrant, dated as of , 200 , (as supplemented or amended to the date of this Agreement, the “Warrant Agreement”), and is entered into by and between Flag Financial Corporation, a Georgia corporation (“Company”), and (the “Holder”).

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