0001193125-05-244217 Sample Contracts

INTERESTS AND LIABILITIES CONTRACT (hereinafter referred to as the “Contract”) to the WORKERS COMPENSATION (FIRST CLASH) EXCESS OF LOSS REINSURANCE AGREEMENT (hereinafter referred to as the “Agreement”) between EASTERN ALLIANCE INSURANCE COMPANY...
Interests and Liabilities Contract • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

IT IS HEREBY AGREED that Reinsurers have a 72% participation in the Interests and Liabilities of the attached Agreement, which becomes effective as of 12:01 am eastern standard time 1st May 2005 until 12:01 am eastern standard time 1st May 2006.

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INTERESTS AND LIABILITIES CONTRACT (hereinafter referred to as the “Contract”) to the WORKERS COMPENSATION (CAPTIVE) EXCESS OF LOSS REINSURANCE AGREEMENT (hereinafter referred to as the “Agreement”) between EASTERN RE LTD., SPC of Grand Cayman and/or...
Interests and Liabilities Contract • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

IT IS HEREBY AGREED that Reinsurers have participations of 54.50% of Part 1, 49.50% of Part 2, and 54.50% of Part 3 in the Interests and Liabilities of the attached Agreement, which becomes effective as of 12:01 am eastern standard time 1st May 2005 until 12:01 am eastern standard time 1st May 2006.

QUOTA SHARE DISABILITY REINSURANCE AGREEMENT DWVD No. 900205/03 (hereinafter referred to as the “Agreement”) between EDUCATORS MUTUAL LIFE INSURANCE COMPANY Lancaster, Pennsylvania (hereinafter referred to as the “Reinsured”) and FORTIS BENEFITS...
Reinsurance Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

This Agreement is between Educators Mutual Life Insurance Company, of, Lancaster, Pennsylvania (hereinafter referred to as the “Reinsured”) and Fortis Benefits Insurance Company of Kansas City, Missouri (hereinafter referred to as the “Reinsurer”) through Disability Reinsurance Management Services, Inc., manager for the Reinsurer (hereinafter referred to as “DRMS”). In consideration of the mutual promises set forth herein, the parties agree as follows:

REINSURANCE TRUST AGREEMENT
Reinsurance Trust Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

THIS REINSURANCE TRUST AGREEMENT made as of October 1, 2003 by and among EDUCATORS MUTUAL LIFE INSURANCE COMPANY, a Pennsylvania mutual life insurance corporation (“Grantor”), LONDON LIFE REINSURANCE COMPANY, a Pennsylvania life insurance corporation (“Beneficiary”), and WACHOVIA BANK, N.A., a national banking association (hereinafter referred to as the “Trustee”).

OFFICER RETENTION AGREEMENT
Officer Retention Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

THIS RETENTION AGREEMENT (“Agreement”), is entered into this 4th day of March, 2005, by and between EDUCATORS MUTUAL LIFE INSURANCE COMPANY, a Pennsylvania mutual life and health insurance corporation (“EML” or “the Company”), and M. CHRISTINE GIMBER (“Gimber” or “Employee”).

COINSURANCE AGREEMENT Effective October 1, 2003 between EDUCATORS MUTUAL LIFE INSURANCE COMPANY of Lancaster, PA, hereinafter referred to as the “REINSURED”, and LONDON LIFE REINSURANCE COMPANY of Blue Bell, Pennsylvania, hereinafter referred to as...
Coinsurance Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance

The REINSURED desires to cede, and the REINSURER desires to accept, reinsurance of certain policies (“the Business”) as specified in this Agreement, subject to the terms and conditions set forth herein.

AGREEMENT FOR DISABILITY ADMINISTRATIVE SERVICES
Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

THIS AGREEMENT, effective as of this 1st day of July, 2005 (the “Effective Date”) by and between Educators Mutual Life Insurance Company having offices in Lancaster, Pennsylvania (“Client Company”) and Disability Reinsurance Management Services, Inc. (“DRMS”), having its principal office and place of business at One Riverfront Plaza, Westbrook, Maine 04092-9700.

REINSURANCE AGREEMENT
Reinsurance Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

THIS REINSURANCE AGREEMENT (“Agreement”) is made and entered into as of July 1, 1999 by and between EDUCATORS MUTUAL LIFE INSURANCE COMPANY, a Pennsylvania mutual life insurance corporation (“Company”), and HARTFORD LIFE & ACCIDENT INSURANCE COMPANY, a Connecticut stock life insurance corporation (“Reinsurer”).

GROUP LIFE REINSURANCE AGREEMENT NO. 900108 BETWEEN THE EDUCATORS MUTUAL LIFE INSURANCE COMPANY OF LANCASTER, PENNSYLVANIA referred to in this Agreement as the “Company” and CONNECTICUT GENERAL LIFE INSURANCE COMPANY OF HARTFORD, CONNECTICUT referred...
Reinsurance Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance

The Company and The Reinsurer mutually agree to reinsure Group Life insurance including waiver of premium on the terms and conditions set out below. The Agreement is solely between the Company and The Reinsurer, and performance of the obligations of each party under this Agreement shall be rendered solely to the other party. In no instance shall anyone other than the Company or The Reinsurer have any rights under this Agreement.

STOP LOSS REINSURANCE AGREEMENT between LONDON LIFE INTERNATIONAL REINSURANCE CORPORATION, a Barbados corporation (hereinafter referred to as the “COMPANY”) and EDUCATORS MUTUAL LIFE INSURANCE COMPANY, a Pennsylvania life insurance corporation...
Stop Loss Reinsurance Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

Subject to the dates, terms, conditions, limitations and exclusions hereinafter set forth, the COMPANY and the REINSURER hereby enter into this Stop Loss Reinsurance Agreement (“Agreement”) pursuant to which the REINSURER will indemnify the COMPANY against certain losses and expenses as specified herein, which loses and expenses were first reinsured by London Life Reinsurance Company (“London Life”) under that certain Coinsurance Agreement between Educators and London Life of even date herewith (“Coinsurance Agreement”), and which losses and expenses were then retroceded to the COMPANY under that certain Retrocession Agreement between the COMPANY and London Life (“Retrocession Agreement”), also of even date herewith.

ESCROW AGREEMENT
Escrow Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Delaware

THIS AGREEMENT (the “Agreement”) is entered into this day of December, 2005, by and between EDUCATORS MUTUAL LIFE INSURANCE COMPANY, a Pennsylvania mutual life insurance company (“Company”), and CHRISTIANA CORPORATE SERVICES, INC., a Delaware corporation (“Escrow Agent”).

SERVICE AGREEMENT Between REASSURE AMERICA LIFE INSURANCE COMPANY (“REALIC”) Of Jacksonville, Illinois And EDUCATORS MUTUAL LIFE INSURANCE COMPANY (“CLIENT”) Of Lancaster, Pennsylvania
Service Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania
ACCIDENTAL DEATH AND DISMEMBERMENT EXCESS OF LOSS REINSURANCE AGREEMENT DWVD NO. 500/02 (hereinafter referred to as the “Agreement”) made and entered into by EDUCATORS MUTUAL LIFE INSURANCE COMPANY Lancaster, Pennsylvania (hereinafter referred to as...
Reinsurance Agreement • December 16th, 2005 • Eastern Insurance Holdings, Inc. • Fire, marine & casualty insurance • Pennsylvania

This Agreement is solely between the Company and the Reinsurer and the performance of obligations of each party under this Agreement shall be rendered solely to the other party. In no instances, shall anyone other than the Company or the Reinsurer have any rights under this Agreement.

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