0001193125-05-249473 Sample Contracts

AMENDED AND RESTATED OWNER TRUST AGREEMENT Dated as of December 15, 2005
Owner Trust Agreement • December 28th, 2005 • FBR Securitization, Inc. • Asset-backed securities • Delaware

This AMENDED AND RESTATED OWNER TRUST AGREEMENT, dated as of December 15, 2005, is entered into by and among FBR SECURITIZATION, INC., a Delaware corporation, as depositor (the “Depositor”), WILMINGTON TRUST COMPANY, a Delaware banking corporation, as owner trustee (the “Owner Trustee”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as securities administrator (the “Securities Administrator”).

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FBR SECURITIZATION TRUST 2005-5, as Issuer WELLS FARGO BANK, NATIONAL ASSOCIATION, as Securities Administrator and DEUTSCHE BANK NATIONAL TRUST COMPANY, as Indenture Trustee
Indenture • December 28th, 2005 • FBR Securitization, Inc. • Asset-backed securities • New York

This INDENTURE, dated as of November 1, 2005, is by and among FBR SECURITIZATION TRUST 2005-5, a Delaware statutory trust, as issuer (the “Issuer”), WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as Securities Administrator (the “Securities Administrator”), and DEUTSCHE BANK NATIONAL TRUST COMPANY, a national banking association, as indenture trustee (the “Indenture Trustee”).

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