0001193125-06-010733 Sample Contracts

AMERIS BANCORP AND LONG-TERM INCENTIVE PLAN INCENTIVE STOCK OPTION AGREEMENT
2005 Omnibus Stock Ownership • January 24th, 2006 • Ameris Bancorp • State commercial banks

THIS AGREEMENT (this “Agreement”) is made and entered into as of the date of the grant set forth above (the “Grant Date”), by and between Ameris Bancorp (f/k/a ABC Bancorp), a Georgia corporation (“Ameris”), and the above-named individual (the “Grantee”).

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AMERIS BANCORP AND LONG-TERM INCENTIVE PLAN NON-QUALIFIED STOCK OPTION AGREEMENT
2005 Omnibus Stock Ownership • January 24th, 2006 • Ameris Bancorp • State commercial banks

THIS AGREEMENT (this “Agreement”) is made and entered into as of the date of the grant set forth above (the “Grant Date”), by and between Ameris Bancorp (f/k/a ABC Bancorp), a Georgia corporation (“Ameris”), and the above-named individual (the “Grantee”).

AMERIS BANCORP AND LONG-TERM INCENTIVE PLAN RESTRICTED STOCK GRANT AGREEMENT
2005 Omnibus Stock Ownership • January 24th, 2006 • Ameris Bancorp • State commercial banks

THIS AGREEMENT (this “Agreement”) is made and entered into as of the date of the grant set forth above (the “Grant Date”), by and between Ameris Bancorp (f/k/a ABC Bancorp), a Georgia corporation (“Ameris”), and the above-named individual (the “Grantee”).

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