0001193125-06-011805 Sample Contracts

PLEDGE AGREEMENT
Pledge Agreement • January 25th, 2006 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas

THIS PLEDGE AGREEMENT (this “Agreement”), dated as of January 19, 2006 is entered into between QC Financial Services, Inc., a Missouri corporation (the “Pledgor”), and U.S. Bank National Association, a national banking association, as Agent under the Credit Agreement (the “Secured Party”), with reference to the following:

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SUBSIDIARY SECURITY AGREEMENT
Subsidiary Security Agreement • January 25th, 2006 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas

THIS SUBSIDIARY SECURITY AGREEMENT (the “Security Agreement”) is made and entered into as of January 19, 2006, by EACH OF THE UNDERSIGNED SUBSIDIARIES (each a “Grantor” and collectively the “Grantors”) for the benefit of U.S. BANK NATIONAL ASSOCIATION, a national banking association, as agent (the “Agent”) for each of the lenders (the “Banks”) now or hereafter party to the Credit Agreement (as defined below). All capitalized terms used but not otherwise defined herein or pursuant to Section 1 hereof shall have the respective meanings assigned thereto in the Credit Agreement (as defined below).

UNLIMITED CONTINUING GUARANTY
Unlimited Continuing Guaranty • January 25th, 2006 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas

THIS UNLIMITED CONTINUING GUARANTY (this “Guaranty Agreement”), dated as of January 19, 2006, is made by QC Financial Services, Inc., a Missouri corporation, QC Properties, LLC, a Kansas limited liability company, QC Financial Services of California, Inc., a California corporation, QC Advance, Inc., a Missouri corporation, Cash Title Loans, Inc., a Missouri corporation and QC Financial Services of Texas, Inc., a Kansas corporation (each individually a “Guarantor” and collectively, the “Guarantors”), for the benefit of U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States, as agent (in such capacity, the “Agent”) for each of the lenders (the “Banks”) now or hereafter party to the Credit Agreement (as defined below). All capitalized terms used but not otherwise defined herein shall have the meanings ascribed to such terms in the Credit Agreement (as defined below).

CREDIT AGREEMENT among QC HOLDINGS, INC. and THE BANKS THAT ARE PARTIES HERETO and U.S. BANK NATIONAL ASSOCIATION, as Agent and Arranger January 19, 2006
Credit Agreement • January 25th, 2006 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas

THIS CREDIT AGREEMENT (this “Agreement”), dated as of January 19, 2006, is by and among QC HOLDINGS, INC., a Kansas corporation (the “Borrower”), the Banks that are parties hereto (being hereinafter referred to individually as a “Bank” or collectively as the “Banks”), and U.S. BANK NATIONAL ASSOCIATION, in its capacity as Agent (the “Agent”).

SECURITY AGREEMENT
Security Agreement • January 25th, 2006 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas

THIS SECURITY AGREEMENT (the “Security Agreement”) is made and entered into as of January 19, 2006 by QC HOLDINGS, INC., a Kansas corporation, (“Grantor”) for the benefit of U.S. BANK NATIONAL ASSOCIATION, a national banking association, as agent (the “Agent”) for each of the lenders (the “Banks”) now or hereafter party to the Credit Agreement (as defined below). All capitalized terms used but not otherwise defined herein or pursuant to Section 1 hereof shall have the respective meanings assigned thereto in the Credit Agreement (as defined below).

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