0001193125-06-014392 Sample Contracts

TENTH AMENDMENT TO THE MBNA MASTER CREDIT CARD TRUST II POOLING AND SERVICING AGREEMENT
Pooling and Servicing Agreement • January 30th, 2006 • Mbna America Bk Nat Assoc Mbna Master Credit Card Trust Ii • Asset-backed securities • Delaware

THIS TENTH AMENDMENT TO THE MBNA MASTER CREDIT CARD TRUST II POOLING AND SERVICING AGREEMENT, dated as of January 27, 2006 (this “Amendment”) is by and between MBNA AMERICA BANK, NATIONAL ASSOCIATION, as Seller and Servicer, and THE BANK OF NEW YORK, as Trustee.

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FOURTH AMENDMENT TO THE MBNA CREDIT CARD MASTER NOTE TRUST AMENDED AND RESTATED TRUST AGREEMENT
Trust Agreement • January 30th, 2006 • Mbna America Bk Nat Assoc Mbna Master Credit Card Trust Ii • Asset-backed securities • Delaware

THIS FOURTH AMENDMENT TO THE MBNA CREDIT CARD MASTER NOTE TRUST AMENDED AND RESTATED TRUST AGREEMENT, dated as of January 27, 2006 (this “Amendment”) is by and between MBNA AMERICA BANK, NATIONAL ASSOCIATION, as Beneficiary and Transferor, and WILMINGTON TRUST COMPANY, as Owner Trustee, and acknowledged and accepted by the MBNA CREDIT CARD MASTER NOTE TRUST.

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