0001193125-06-037576 Sample Contracts

OPTION AGREEMENT (Director)
Option Agreement • February 23rd, 2006 • Sky Financial Group Inc • National commercial banks

THIS OPTION AGREEMENT (Director), effective as of the Grant Date (as defined in paragraph 1), by and between the Participant (as defined in paragraph 1) and Sky Financial Group, Inc. (the “Company”);

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OPTION AGREEMENT (Employee)
Option Agreement • February 23rd, 2006 • Sky Financial Group Inc • National commercial banks

THIS OPTION AGREEMENT (Employee), effective as of the Grant Date (as defined in paragraph 1), by and between the individual designated on the signature page (the “Participant”) and Sky Financial Group, Inc. (the “Company”);

RESTRICTED STOCK AWARD (Employee)
Restricted Stock Award • February 23rd, 2006 • Sky Financial Group Inc • National commercial banks

THIS RESTRICTED STOCK AWARD (Employee), effective as of the Award Date (as defined in paragraph 1), by and between the individual designated on the signature page (the “Participant”) and Sky Financial Group, Inc. (the “Company”);

OPTION AGREEMENT (Employee)
Option Agreement • February 23rd, 2006 • Sky Financial Group Inc • National commercial banks

THIS OPTION AGREEMENT (Employee), effective as of the Grant Date (as defined in paragraph 1), by and between the individual designated on the signature page (the “Participant”) and Sky Financial Group, Inc. (the “Company”);

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