0001193125-06-055204 Sample Contracts

FORM OF EMPLOYMENT AGREEMENT, AS AMENDED, BETWEEN ALLEN KORANDA, KENNETH KORANDA AND JERRY WEBERLING
Employment Agreement • March 15th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered

The attached Employment Agreement dated April 19, 1990, as amended, between Mid America Bank and Allen Koranda is substantially identical in all material respects (except as otherwise noted below) with the other contracts listed below which are not being filed. Pursuant to the terms of each of these agreements, the Board of Directors of Mid America Bank, fsb, annually extends the term of each of these agreements for one year so that the remaining term is three years.

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MAF BANCORP, INC. FORM OF ANNUAL INCENTIVE COMPENSATION AWARD AGREEMENT UNDER THE MAF BANCORP, INC. INCENTIVE COMPENSATION PLAN
Annual Incentive Compensation Award Agreement • March 15th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered
CREDIT AGREEMENT DATED AS OF JANUARY 31, 2006, BETWEEN MAF BANCORP, INC. AND HARRIS N.A.
Credit Agreement • March 15th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered • Illinois

The undersigned, MAF Bancorp, Inc., a Delaware corporation (the “Company”), applies to you (the “Lender”) for your commitment, subject to the terms and conditions hereof and on the basis of the representations and warranties hereinafter set forth, to extend credit to the Company, all as more fully hereinafter set forth.

FORM OF EMPLOYMENT AGREEMENT, AS AMENDED, BETWEEN MAF BANCORP, INC. AND ALLEN KORANDA, KENNETH KORANDA AND JERRY WEBERLING
Employment Agreement • March 15th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered • Delaware

The attached Employment Agreement dated April 19, 1990, as amended, between MAF Bancorp, Inc. and Allen Koranda is substantially identical in all material respects (except as otherwise noted below) with the other contracts listed below which are not being filed. Pursuant to the terms of each of these agreements, the Board of Directors of MAF Bancorp, Inc., annually extends the term of each of these agreements for one year so that the remaining term is three years.

FORM OF SPECIAL TERMINATION AGREEMENT, AS AMENDED, BETWEEN MAF BANCORP, INC., AND KENNETH RUSDAL, AND VARIOUS OFFICERS.
Special Termination Agreement • March 15th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered • Delaware

This AGREEMENT is made effective as of April 27, 1993 by and between MAF Bancorp, Inc. (the “Holding Company”), a corporation organized under the laws of the State of Delaware, with its office at 55th & Holmes Streets, Clarendon Hills, Illinois, and Kenneth Rusdal (the “Executive”). The term “Bank” refers to Mid America Federal Savings Bank, the wholly-owned subsidiary of the Company.

MAF BANCORP, INC. FORM OF LONG-TERM INCENTIVE COMPENSATION AWARD AGREEMENT UNDER THE MAF BANCORP, INC. INCENTIVE COMPENSATION PLAN
Long-Term Incentive Compensation Award Agreement • March 15th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered
FORM OF SPECIAL TERMINATION AGREEMENT, AS AMENDED, BETWEEN
Special Termination Agreement • March 15th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered

This AGREEMENT is made effective as of April 19, 1990 by and between Mid America Federal Savings Bank (the “Bank”), a federally chartered savings institution, with its office at 55th & Holmes Street, Clarendon Hills, Illinois, and Kenneth Rusdal (the “Executive”). The Bank is the wholly-owned subsidiary of the Holding Company (the “Company”), a corporation organized under the laws of the State of Delaware.

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