0001193125-06-071988 Sample Contracts

AMENDMENT NO. 2 TO THE POOLING AND SERVICING AGREEMENT
Pooling and Servicing Agreement • April 3rd, 2006 • Novastar Mortgage Funding Trust Series 2004-1 • Asset-backed securities • New York

Amendment No. 2, dated as of March 27, 2006 (the “Amendment”), to the Pooling and Servicing Agreement (the “Agreement”) dated as of March 1, 2004, by and among NovaStar Mortgage Funding Corporation (the “Company”), NovaStar Mortgage, Inc., as seller and servicer (the “Seller” or “Servicer”), U.S. Bank, National Association, as successor to Wachovia Bank, National Association, as custodian (the “Custodian”), JPMorgan Chase Bank, National Association (f/k/a JPMorgan Chase Bank), as trustee (the “Trustee”). Capitalized terms used and not defined herein shall have the meaning set forth in the Agreement and Appendix A thereto.

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AMENDMENT NO. 1 TO THE POOLING AND SERVICING AGREEMENT
Pooling and Servicing Agreement • April 3rd, 2006 • Novastar Mortgage Funding Trust Series 2004-1 • Asset-backed securities • New York

Amendment No. 1, dated as of August 1, 2005 (the “Amendment”), to the Pooling and Servicing Agreement (the “Agreement”) dated as of March 1, 2004, by and among NovaStar Mortgage Funding Corporation (the “Company”), NovaStar Mortgage, Inc., as seller and servicer (the “Seller” or “Servicer”), Wachovia Bank, National Association, as custodian (the “Custodian”) and JPMorgan Chase Bank, National Association (formerly known as JPMorgan Chase Bank), as trustee (the “Trustee”). Capitalized terms used and not defined herein shall have the meaning set forth in the Agreement and Appendix A thereto.

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