0001193125-06-093604 Sample Contracts

AMENDMENT TO PARTICIPATION AND DISTRIBUTION AGREEMENT
Participation and Distribution Agreement • May 1st, 2006 • Tiaa-Cref Life Separate Account Vli-1

This AMENDMENT TO THE PARTICIPATION AND DISTRIBUTION AGREEMENT (“Amendment”), dated as of February 20, 2002, between TIAA-CREF Life Insurance Company (“TCL”), for itself and on behalf of TIAA-CREF Life Separate Account VLI-1 (the “Account”); TIAA-CREF Life Funds (the “Fund”), and Teachers Personal Investors Services, Inc. (the “Service Provider”) is hereby amended as of September 15, 2005, as follows:

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Munich American Reassurance Company
Tiaa-Cref Life Separate Account Vli-1 • May 1st, 2006 • New York

This is a YRT agreement for indemnity reinsurance (the “Agreement”) solely between TIAA-CREF Life Insurance Company, of New York, New York (the “Ceding Company”), and Munich American Reassurance Company of Atlanta, Georgia (“MARC”), collectively referred to as the “parties”.

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