0001193125-06-139517 Sample Contracts

AMENDMENT NO. 7 TO LOAN AGREEMENT
Loan Agreement • June 29th, 2006 • Nicholas Financial Inc • Short-term business credit institutions • New York

AMENDMENT NO. 7 dated and effective as of February 1, 2006, among NICHOLAS FINANCIAL, INC. (“Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and BANK OF AMERICA, N.A., as agent for the Lenders (the “Agent”).

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