0001193125-06-221968 Sample Contracts

AMENDMENT NO. 1 Dated as of October 31, 2006 to AMENDED AND RESTATED TRUST AGREEMENT dated as of June 29, 2006 by and among ACCREDITED HOME LENDERS, INC., as Sponsor, ACCREDITED MORTGAGE LOAN REIT TRUST as Depositor, and as Owner Trustee
Trust Agreement • November 2nd, 2006 • Accredited Mortgage Loan REIT Trust • Real estate investment trusts • Delaware

AMENDMENT NO. 1, dated as of October 31, 2006 (the “Amendment”), to the AMENDED AND RESTATED TRUST AGREEMENT (the “Agreement”), dated as of June 29, 2006, among ACCREDITED HOME LENDERS, INC., as sponsor (the “Sponsor”), ACCREDITED MORTGAGE LOAN REIT TRUST, a Maryland real estate investment trust, as depositor (the “Depositor”) and U.S. BANK TRUST NATIONAL ASSOCIATION, a national banking association, as owner trustee (the “Owner Trustee”).

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