0001193125-06-222949 Sample Contracts

AGREEMENT AND PLAN OF MERGER BY AND BETWEEN NEW YORK COMMUNITY BANCORP, INC. AND PENNFED FINANCIAL SERVICES, INC. NOVEMBER 2, 2006
Merger Agreement • November 3rd, 2006 • New York Community Bancorp Inc • Savings institutions, not federally chartered • Delaware

This AGREEMENT AND PLAN OF MERGER (this “Agreement”), dated as of November 2, 2006, is by and between New York Community Bancorp, Inc., a Delaware corporation (“NYB”), and PennFed Financial Services, Inc., a Maryland corporation (“PennFed”).

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