0001193125-06-223423 Sample Contracts

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY [1295 State Street Springfield, MA 01111-0001]
Annuity Contract • November 3rd, 2006 • Massachusetts Mutual Variable Annuity Separate Account 4

Massachusetts Mutual Life Insurance Company (referred to as “We, Us and Our”) issued this Contract to the Owner (referred to as “You and Your”) at Our Home Office, [1295 State Street, Springfield, Massachusetts 01111-0001,] on the Issue Date. We issued this Contract in exchange for the Purchase Payment. We will make Annuity Payments in accordance with the provisions of this Contract.

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