0001193125-06-223423 Sample Contracts

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY [1295 State Street Springfield, MA 01111-0001]
Massachusetts Mutual Variable Annuity Separate Account 4 • November 3rd, 2006

Massachusetts Mutual Life Insurance Company (referred to as “We, Us and Our”) issued this Contract to the Owner (referred to as “You and Your”) at Our Home Office, [1295 State Street, Springfield, Massachusetts 01111-0001,] on the Issue Date. We issued this Contract in exchange for the Purchase Payment. We will make Annuity Payments in accordance with the provisions of this Contract.

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