AMENDED AND RESTATED SECURITY AGREEMENT between CARMEL MOUNTAIN FUNDING TRUST and DEUTSCHE BANK TRUST COMPANY AMERICAS as Collateral Agent dated as of August 23, 2006Security Agreement • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
ISDA® International Swaps and Derivatives Association, Inc. AMENDED AND RESTATED CREDIT SUPPORT ANNEX to the Amended and Restated Schedule to the Master Agreement dated as of August 23, 2006 betweenCredit Support Annex • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents
This Amended and Restated Credit Support Annex amends and restates in its entirety the Credit Support Annex, dated as of May 10, 2005 (which Credit Support Annex supplements the Schedule dated as of May 10, 2005, between Party A and Party B, which is being amended and restated on the date hereof). This Annex supplements, forms part of, and is subject to, the above-referenced Agreement, is part of its Schedule and is a Credit Support Document under this Agreement with respect to each party.
CONFIRMATIONSwap Transaction Confirmation • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
The purpose of this letter agreement is to set forth the terms and conditions of the Swap Transaction entered into between HSBC Bank USA, National Association (“Party A”) and Carmel Mountain Funding Trust (“Party B”) on the Trade Date referred to below (the “Transaction”). It constitutes a “Confirmation” as referred to in the Master Agreement specified below.
SCHEDULE to the Master Agreement dated as of August 23, 2006 between CALYON NEW YORK BRANCH (“Party A”), the New York branch of Calyon, a French bank organized under the laws of the Republic of France and ACCREDITED HOME LENDERS, INC. (“Party B”), a...Schedule to the Master Agreement • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
This Amended and Restated Schedule to the Master Agreement amends and restates in its entirety the Schedule dated as of May 10, 2005, between Party A and Party B.
AMENDMENT NO. 1 TO THE MORTGAGE LOAN PURCHASE AND SERVICING AGREEMENTMortgage Loan Purchase and Servicing Agreement • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
Amendment No. 1, dated as of August 23, 2006 (the “Amendment”), to the Mortgage Loan Purchase and Servicing Agreement (the “Agreement”) dated as of May 10, 2005, by and among Carmel Mountain Funding Trust (the “Issuer”), Accredited Home Lenders, Inc. (the “Seller” or “Servicer”) and Accredited Home Lenders Holding Co. (the “Performance Guarantor”). Capitalized terms used and not defined herein shall have the meaning set forth in the Amended and Restated Security Agreement, dated as of August 23, 2006, by and between the Issuer and Deutsche Bank Trust Company Americas, as the collateral agent and Schedule I thereto.
CARMEL MOUNTAIN FUNDING TRUST, as Issuer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Indenture Trustee and Paying AgentSeries 2006-a Supplement • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
SERIES 2006-A SUPPLEMENT, dated as of August 23, 2006 (this “Supplement”) between CARMEL MOUNTAIN FUNDING TRUST a statutory trust established under the laws of Delaware (the “Issuer”), DEUTSCHE BANK TRUST COMPANY AMERICAS, a, New York banking corporation as indenture trustee (together with its successors in trust thereunder as provided in the Base Indenture referred to below, the “Indenture Trustee”), and DEUTSCHE BANK TRUST COMPANY AMERICAS, as paying agent for the benefit of the Series 2006-A Subordinated Noteholders (the “Paying Agent”), to the Base Indenture, dated as of May 10, 2005, as amended by Amendment No. 1 thereto, dated as of August 23, 2006 between the Issuer and the Indenture Trustee (as further amended, modified or supplemented from time to time, exclusive of Supplements creating a new Series of Subordinated Notes, the “Base Indenture”).
CONFIRMATIONSwap Transaction Confirmation • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
The purpose of this letter agreement is to set forth the terms and conditions of the Swap Transaction entered into between HSBC Bank USA, National Association (“Party A”) and Accredited Home Lenders, Inc. (“Party B”) on the Trade Date referred to below (the “Transaction”). It constitutes a “Confirmation” as referred to in the Master Agreement specified below.
AMENDMENT NO. 1 TO THE INDENTUREIndenture • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
Amendment No. 1, dated as of August 23, 2006 (the “Amendment”), to the Indenture (the “Agreement”) dated as of May 10, 2005, by and between Carmel Mountain Funding Trust (the “Issuer”) and Deutsche Bank Trust Company Americas (the “Indenture Trustee”). Capitalized terms used and not defined herein shall have the meaning set forth in the Amended and Restated Security Agreement, dated as of August 23, 2006, by and between the Issuer and Deutsche Bank Trust Company Americas, as the collateral agent, and Schedule I thereto.
AMENDED AND RESTATED SCHEDULE to the Master Agreement (Multicurrency - Cross Border) dated as of August 23, 2006 between CALYON NEW YORK BRANCH (“Party A”), the New York branch of a French bank and CARMEL MOUNTAIN FUNDING TRUST (“Party B”), a Delaware...Schedule to the Master Agreement • November 9th, 2006 • Accredited Home Lenders Holding Co • Mortgage bankers & loan correspondents • New York
This Amended and Restated Schedule to the Master Agreement amends and restates in its entirety the Schedule, dated as of May 10, 2005, between Party A and Party B.
