0001193125-06-239069 Sample Contracts

AMENDMENT NO. 1 Dated as of November 16, 2006 to AMENDED AND RESTATED TRUST AGREEMENT dated as of August 26, 2004 by and among ACCREDITED HOME LENDERS, INC., as Sponsor, ACCREDITED MORTGAGE LOAN REIT TRUST as Seller, and as Owner Trustee
Trust Agreement • November 20th, 2006 • Accredited Mortgage Loan Trust 2004-3 • Asset-backed securities • Delaware

AMENDMENT NO. 1, dated as of November 16, 2006 (the “Amendment”), to the AMENDED AND RESTATED TRUST AGREEMENT (the “Agreement”), dated as of August 26, 2004, among ACCREDITED HOME LENDERS, INC., as sponsor (the “Sponsor”), ACCREDITED MORTGAGE LOAN REIT TRUST, a Maryland real estate investment trust, as seller (the “Seller”) and U.S. BANK TRUST NATIONAL ASSOCIATION, a national banking association, as owner trustee (the “Owner Trustee”).

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