0001193125-07-036888 Sample Contracts

AMENDMENT OF ANNUITY CONTRACT FOR USE AS A CHARITABLE REMAINDER UNITRUST
NML Variable Annuity Account B • February 22nd, 2007

The amount of the monthly income paid as the maturity benefit will be paid to the Owner and will depend on the payment plan chosen (see Section 11) and the maturity value. The maturity value of this contract will be the Accumulation Value of the Contract on the effective date of the maturity benefit. The maturity benefit will be effective on the Maturity Date. However, if the New York Stock Exchange is closed on the Maturity Date, the effective date will be the Valuation Date next preceding the Maturity Date.

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