0001193125-07-091902 Sample Contracts

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 26th, 2007 • Wilshire Mutual Funds Inc • California

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the23rd day of January, 2007 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Victory Capital Management Inc., a registered investment adviser (“Sub-Adviser”).

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INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 26th, 2007 • Wilshire Mutual Funds Inc • California

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 25th day of January, 2007 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Quest Investment Management, Inc., an Oregon corporation and a registered investment adviser (“Sub-Adviser”).

AMENDMENT TO INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 26th, 2007 • Wilshire Mutual Funds Inc

THIS AMENDMENT, dated as of , 2007, amends the Investment Sub-Advisory Agreement dated , (the “Agreement”) by and between Wilshire Associates Incorporated (the “Adviser”) and (the “Sub-Adviser”).

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