0001193125-07-093526 Sample Contracts

Rule 22c-2 Shareholder Information Agreement Related to Variable Insurance Products
Shareholder Information Agreement • April 27th, 2007 • Equitrust Life Variable Account

SHAREHOLDER INFORMATION AGREEMENT entered into as of April 16, 2007 by and between the Fidelity Distributors Corporation (the “Underwriter”) and the Company with an effective date of October 16, 2007 (the “Agreement”).

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Shareholder Information Agreement Franklin Templeton Variable Insurance Products Trust
Shareholder Information Agreement • April 27th, 2007 • Equitrust Life Variable Account

This Shareholder Information Agreement (“Agreement”) is entered into as of April 16, 2007, and is among Franklin/Templeton Distributors, Inc. (“Distributors”) on behalf of each Fund, as defined below, and the Intermediary, as defined below. Unless otherwise specified, capitalized terms have the meaning set out under “Definitions,” below.

AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 27th, 2007 • Equitrust Life Variable Account

The insurance company executing this Amendment, EquiTrust Life Insurance Company (“Insurance Company”), and J.P. Morgan Series Trust H (the “Trust”), on behalf of itself and each of its series (each a “Fund”, collectively, the “Funds”), hereby agree to amend the Fund Participation Agreement dated September 14, 2001, to which they are parties (the “Agreement”), as of April 16, 2007, by adding the following provisions effective as of October 16, 2007, as mandated by Rule 22c-2 of the Investment Company Act of 1940 (the “Investment Company Act”). This Amendment supplements the Agreement; to the extent terms of this Amendment conflict with the terms of the Agreement, the terms of this Amendment shall control.

Supplemental Agreement
Supplemental Agreement • April 27th, 2007 • Equitrust Life Variable Account • New York

This Supplemental Agreement is entered into as of April 16, 2007 by and between Dreyfus Service Corporation (“Dreyfus”) on its behalf, and/or on behalf of one or more funds for which it serves as principal underwriter, and the undersigned (the “Intermediary”).

SHAREHOLDER INFORMATION AGREEMENT
Shareholder Information Agreement • April 27th, 2007 • Equitrust Life Variable Account

THIS AGREEMENT (the “Agreement”) is made and entered into as of April 16, 2007, or such other compliance date mandated by Rule 22c-2 under the Investment Company Act of 1940 (“Rule 22c-2”), whichever is later, by and between AMERICAN CENTURY INVESTMENT SERVICES, INC. (“ACIS”), and EquiTrust Life Insurance Company (the “Intermediary”).

Contract
Shareholder Information Agreement • April 27th, 2007 • Equitrust Life Variable Account • Illinois

This Agreement is made as of April 16, 2007, or such other compliance date mandated by Rule 22c-2 of the Investment Company Act of 1940 (“Rule 22c-2”), which ever shall last occur, by and between T. Rowe Price Services, Inc. (“Services”), T. Rowe Price Investment Services, Inc., (“Investment Services”) (collectively “T. Rowe Price”) and EquiTrust Life Insurance Company (the “Intermediary”).

Milwaukee, Wisconsin 53202 Rule 22c-2 Shareholder Information Agreement
Shareholder Information Agreement • April 27th, 2007 • Equitrust Life Variable Account • Iowa

This Rule 22c-2 Shareholder Information Agreement (“Agreement”) is entered into as of April 16, 2007, with an effective date of April 16, 2007, between U.S. Bancorp Fund Services, LLC (“USBFS”), a Wisconsin limited liability company, Summit Investment Partners, Inc. (“SIP”), an Ohio corporation, and EquiTrust Life Insurance Company, a stock life insurance company established under the laws of the State of Iowa (“Intermediary”).

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