CONSENT AND AMENDMENT NO. 4 Dated as of May 7, 2007 to CREDIT AGREEMENT Dated as of June 7, 2005Credit Agreement • May 8th, 2007 • Encore Capital Group Inc • Short-term business credit institutions • New York
THIS CONSENT AND AMENDMENT NO. 4 (“Amendment”) is made as of May 7, 2007 by and among Encore Capital Group, Inc. (the “Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and JPMorgan Chase Bank, National Association, as Administrative Agent (the “Agent”), under that certain Credit Agreement dated as of June 7, 2005 by and among the Borrower, the Lenders and the Agent (as amended, supplemented or otherwise modified from time to time, the “Credit Agreement”). Capitalized terms used herein and not otherwise defined herein shall have the respective meanings given to them in the Credit Agreement.
