0001193125-07-172193 Sample Contracts

August 3, 2007
Coast Financial Holdings Inc • August 6th, 2007 • State commercial banks

On Friday, August 3rd, Coast Financial Holdings, Inc., (“Coast”) the parent company of Coast Bank of Florida (“Coast Bank”), entered into a definitive agreement to be acquired by First Banks, Inc. of St. Louis, Missouri. I want to address any questions you may have as a Coast Bank customer.

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OPTION AGREEMENT
Option Agreement • August 6th, 2007 • Coast Financial Holdings Inc • State commercial banks • Coast

OPTION AGREEMENT (this “Agreement”), dated as of August 3, 2007, made and entered into by and between Coast Financial Holdings, Inc., a Florida corporation (“Coast”), and First Banks, Inc., a Missouri corporation (“First Banks”).

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