0001193125-07-249549 Sample Contracts

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • November 16th, 2007 • Wilshire Mutual Funds Inc • California

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 5th day of November, 2007 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and TWIN Capital Management, Inc., a registered investment adviser (“Sub-Adviser”).

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AMENDMENT TO CUSTODIAN SERVICES AGREEMENT
Custodian Services Agreement • November 16th, 2007 • Wilshire Mutual Funds Inc

THIS AMENDMENT dated , 2007 (“Amendment”) is made to the Custodian Services Agreement between PFPC TRUST COMPANY, a limited purpose trust company incorporated under the laws of Delaware (“PFPC Trust”), and WILSHIRE MUTUAL FUNDS, INC., a Maryland corporation (the “Fund”), dated June 13, 2005 (the “Agreement”).

CUSTODY AGREEMENT
Custody Agreement • November 16th, 2007 • Wilshire Mutual Funds Inc • New York

AGREEMENT, dated as of November 08, 2007 by and between WILSHIRE MUTUAL FUNDS, INC. (the “Company”), a corporation organized and existing under the laws of the State of Maryland and registered as an open-end management investment company under the 1940 Act ( as hereinafter defined), acting with respect to and on behalf of WILSHIRE LARGE CAP CORE 130/30 FUND, which is a fund offered by the Company (the “Fund”), and CUSTODIAL TRUST COMPANY, a bank organized and existing under the laws of the State of New Jersey (the “Custodian”).

EXHIBIT A
Distribution Agreement • November 16th, 2007 • Wilshire Mutual Funds Inc

THIS EXHIBIT A, amended and restated as of October 25, 2007 for the addition of Wilshire Large Cap Core 130/30 Fund, is Exhibit A to that certain Distribution Agreement dated as of December 31, 2000, between PFPC Distributors, Inc. and Wilshire Mutual Funds, Inc.

November 9, 2007
Investment Advisory Agreement • November 16th, 2007 • Wilshire Mutual Funds Inc
EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • November 16th, 2007 • Wilshire Mutual Funds Inc

EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective as of November 9, 2007 by and between Wilshire Associates Incorporated, a California corporation (the “Advisor”) and Wilshire Mutual Funds, Inc. (the “Company”), on behalf of the Wilshire 130/30 Equity Core Fund (the “Fund”).

EXHIBIT A
Fund Accounting, Financial and Regulatory Administration and Transfer Agency Services Agreement • November 16th, 2007 • Wilshire Mutual Funds Inc

THIS EXHIBIT A, amended and restated as of October 25, 2007 for the addition of Wilshire Large Cap Core 130/30 Fund, is Exhibit A to that certain Fund Accounting, Financial and Regulatory Administration and Transfer Agency Services Agreement dated as of June 27, 2005, between PFPC Inc. and Wilshire Mutual Funds, Inc.

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