AMENDED AND RESTATED CREDIT AGREEMENT among QC HOLDINGS, INC. and THE LENDERS THAT ARE PARTIES HERETO and U.S. BANK NATIONAL ASSOCIATION, as Agent and Arranger December 7, 2007Credit Agreement • December 12th, 2007 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas
THIS AMENDED AND RESTATED CREDIT AGREEMENT (this “Agreement”), dated as of December 7, 2007, is by and among QC HOLDINGS, INC., a Kansas corporation (the “Borrower”), the Lenders that are parties hereto (being hereinafter referred to individually as a “Lender” or collectively as the “Lenders”), and U.S. BANK NATIONAL ASSOCIATION, in its capacity as Agent (the “Agent”).
SUBSIDIARY SECURITY AGREEMENTSubsidiary Security Agreement • December 12th, 2007 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas
THIS SUBSIDIARY SECURITY AGREEMENT (the “Security Agreement”) is made and entered into as of December 7, 2007, by EACH OF THE UNDERSIGNED SUBSIDIARIES (each a “Grantor” and collectively the “Grantors”) for the benefit of U.S. BANK NATIONAL ASSOCIATION, a national banking association, as agent (the “Agent”) for each of the lenders (the “Lenders”) now or hereafter party to the Amended and Restated Credit Agreement (as defined below). All capitalized terms used but not otherwise defined herein or pursuant to Section 1 hereof shall have the respective meanings assigned thereto in the Amended and Restated Credit Agreement (as defined below).
UNLIMITED CONTINUING GUARANTYUnlimited Continuing Guaranty • December 12th, 2007 • QC Holdings, Inc. • Functions related to depository banking, nec • Kansas
THIS UNLIMITED CONTINUING GUARANTY (this “Guaranty Agreement”), dated as of December 7, 2007, is made by QC E-Services, Inc., a Kansas corporation, QC Auto Services, Inc., a Kansas corporation and QC Loan Services, Inc., a Kansas corporation (each individually a “Guarantor” and collectively, the “Guarantors”), for the benefit of U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States, as agent (in such capacity, the “Agent”) for each of the lenders (the “Lenders”) now or hereafter party to the Amended and Restated Credit Agreement (as defined below). All capitalized terms used but not otherwise defined herein shall have the meanings ascribed to such terms in the Amended and Restated Credit Agreement (as defined below).
FIRST AMENDMENT TO PLEDGE AGREEMENTPledge Agreement • December 12th, 2007 • QC Holdings, Inc. • Functions related to depository banking, nec
This First Amendment to Pledge Agreement (this “Amendment”), is made and entered into as of December 7, 2007, by and between QC Holdings, Inc., a Kansas corporation (“Pledgor”), and U.S. Bank National Association, a national banking association, as Agent under the Credit Agreement (“Secured Party”).
