0001193125-08-096607 Sample Contracts

AMENDMENT NO. 2 TO SHAREHOLDER SERVICES AGREEMENT
Shareholder Services Agreement • April 30th, 2008 • Equitrust Life Annuity Account

THIS AMENDMENT NO. 2 TO SHAREHOLDER SERVICES AGREEMENT (“Amendment”) effective as of April 28, 2006, by and between EQUITRUST LIFE INSURANCE COMPANY (the “Company”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

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AMENDMENT TO ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 30th, 2008 • Equitrust Life Annuity Account

That certain Agreement dated as of the 8th day of June, 1998 by and between (i) The Dreyfus Corporation and (ii) EquiTrust Life Insurance Company is hereby amended as follows:

Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. EquiTrust Life Insurance Company
Participation Agreement • April 30th, 2008 • Equitrust Life Annuity Account

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors. Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), EquiTrust Life Insurance Company (the “Company” or “you”), on your behalf and on behalf of certain Accounts, have previously entered into a Participation Agreement dated September 7, 2001, as amended (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

FUND PARTICIPATION AGREEMENT AMENDMENT NO. 2
Fund Participation Agreement • April 30th, 2008 • Equitrust Life Annuity Account

The Fund Participation Agreement entered into as of the 8th day of June, 1998 between Equitrust Life Insurance Company and each of DREYFUS VARIABLE INVESTMENT FUND, THE DREYFUS SOCIALLY RESPONSIBLE GROWTH FUND, INC., DREYFUS STOCK INDEX FUND, INC. (formerly, “Dreyfus Life and Annuity Index Fund, Inc.” [d/b/a Dreyfus Stock Index Fund]), and DREYFUS INVESTMENT PORTFOLIOS, is hereby amended as follows:

Amendment No. 4 to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. EquiTrust Life Insurance Company EquiTrust Marketing Services, LLC
Participation Agreement • April 30th, 2008 • Equitrust Life Annuity Account

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), and EquiTrust Life Insurance Company (the “Company” or “you”), on your behalf and on behalf of certain Accounts, have previously entered into a Participation Agreement dated September 7, 2001 and subsequently amended May 1, 2003, May 3, 2004 and June 5, 2007 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

AMENDMENT TO THE PARTICIPATION AGREEMENT BY AND AMONG SUMMIT MUTUAL FUNDS, INC., CARILLON INVESTMENTS, INC., EQUITRUST LIFE INSURANCE COMPANY, ON BEHALF OF ITSELF AND ITS SEPARATE ACCOUNTS, AND EQUITRUST MARKETING SERVICES, LLC
Participation Agreement • April 30th, 2008 • Equitrust Life Annuity Account

This is an Amendment to the Participation Agreement entered into on the 19th day of September, 2001 (“Agreement”), by and among Summit Mutual Funds, Inc. (“SMFI”), Carillon Investments, Inc. (“Carillon”), EquiTrust Life Insurance Company, on behalf of itself and its separate accounts (“LIFE COMPANY”), and EquiTrust Marketing Services, LLC.

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