0001193125-08-180209 Sample Contracts

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY Springfield, MA 01111-0001
Massachusetts Mutual Variable Annuity Separate Account 4 • August 19th, 2008

This Contract is issued by the Company at its Home Office, 1295 State Street, Springfield, Massachusetts 01111-0001, on the Issue Date. The Contract is issued in exchange for the payment of the initial Purchase Payment.

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INSURANCE PRODUCTS DISTRIBUTION AGREEMENT (Version 4/08)
Insurance Products • August 19th, 2008 • Massachusetts Mutual Variable Annuity Separate Account 4 • Massachusetts

Product Manufacturers: Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company (individually, an “Insurance Company”, collectively, the “Insurance Companies”);

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