0001193125-09-016042 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • February 2nd, 2009 • 1st Financial Services CORP • State commercial banks • North Carolina

This EMPLOYMENT AGREEMENT (this “Agreement”) is entered into as of this 29th day of January, 2009 , by and among 1st Financial Services Corporation, a North Carolina corporation (the “Corporation”), Mountain 1st Bank & Trust Company, a North Carolina-chartered bank and wholly owned subsidiary of the Corporation (the “Bank”), and Roger A. Mobley (the “Executive”). The Corporation and the Bank are referred to in this Agreement individually and together as the “Employer.”

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MOUNTAIN 1ST BANK & TRUST COMPANY AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT
Endorsement Split Dollar Agreement • February 2nd, 2009 • 1st Financial Services CORP • State commercial banks • North Carolina

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this “Agreement”) is entered into as of this 30th day of January, 2009 by and between Mountain 1st Bank & Trust Company, a North Carolina-chartered bank (the “Bank”), and Kirk P. Robinson, an executive of the Bank (the “Executive”). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

INDEMNIFICATION AGREEMENT
Indemnification Agreement • February 2nd, 2009 • 1st Financial Services CORP • State commercial banks • North Carolina

This Indemnification Agreement made this 29th day of January, 2009, between 1st Financial Services Corporation, a North Carolina corporation (the “Corporation”) and Roger A. Mobley, a director, officer, employee, agent, or representative (as hereinafter defined) of the Corporation (the “Indemnitee”).

1ST FINANCIAL SERVICES CORPORATION NON-QUALIFIED STOCK OPTION AGREEMENT
Non-Qualified Stock Option Agreement • February 2nd, 2009 • 1st Financial Services CORP • State commercial banks

1st Financial Services Corporation, a North Carolina corporation, hereby grants to Roger A. Mobley (the “Optionee”) an option (the “Option”) to purchase the total number of shares of 1st Financial Services Corporation common stock, par value $5.00 per share, set forth in the attached Notice of Grant effective January 26, 2009 (the “Notice of Grant”), at the price specified in the Notice of Grant, subject in all respects to the terms, definitions, and provisions of the 2008 Omnibus Equity Plan (the “Plan”) adopted by 1st Financial Services Corporation, which is incorporated herein by reference. Unless otherwise defined herein, the terms defined in the Plan shall have the same defined meanings herein.

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