0001193125-09-130299 Sample Contracts

LETTERHEAD OF FEDERAL TRUST CORPORATION]
Federal Trust Corp • June 12th, 2009 • Savings institution, federally chartered
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FEDERAL TRUST CORPORATION NOTE DUE 2010 US$20,000,000 PRINCIPAL AMOUNT
Federal Trust Corp • June 12th, 2009 • Savings institution, federally chartered • New York

This Note is issued by Federal Trust Corporation, a corporation duly organized and existing under the laws of the State of Florida (the “Issuer”) pursuant to a Note Purchase Agreement dated as of March 31, 2009, between the Issuer, Federal Trust Bank and The Hartford Financial Services Group, Inc. (the “Note Purchase Agreement”).

FEDERAL TRUST CORPORATION US$20,000,000 Note due 2010 NOTE PURCHASE AGREEMENT Dated as of March 31, 2009
Note Purchase Agreement • June 12th, 2009 • Federal Trust Corp • Savings institution, federally chartered • New York

Federal Trust Corporation, a Florida corporation (the “Issuer”) and Federal Trust Bank, a federally-chartered savings association (“FTB”), each hereby agrees with you as follows:

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