SETTLEMENT AGREEMENT Dated January 7, 2010 by and among VISA U.S.A. INC. and VISA INTERNATIONAL SERVICE ASSOCIATION and VISA INC. and HEARTLAND PAYMENT SYSTEMS, INC. and HEARTLAND BANK and KEYBANK NATIONAL ASSOCIATIONSettlement Agreement • January 8th, 2010 • Heartland Payment Systems Inc • Services-business services, nec • New York
Contract Type FiledJanuary 8th, 2010 Company Industry JurisdictionThis SETTLEMENT AGREEMENT dated as of January 7, 2010 (together with the attached Exhibits, called this “Settlement Agreement”), is by and among VISA U.S.A. INC., a Delaware corporation, VISA INTERNATIONAL SERVICE ASSOCIATION, a Delaware corporation, and VISA INC., a Delaware corporation (collectively, “Visa”), HEARTLAND PAYMENT SYSTEMS, INC., a Delaware corporation (“HPS”), KEYBANK NATIONAL ASSOCIATION, a national bank organized and existing under the laws of the United States (“KeyBank”), and HEARTLAND BANK, a Missouri banking corporation.