0001193125-10-032224 Sample Contracts

MANAGEMENT AND OPERATIONS AGREEMENT among STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY STATE AUTOMOBILE MUTUAL INSURANCE COMPANY and THE ROCKHILL COMPANIES
Management and Operations Agreement • February 16th, 2010 • State Auto Financial CORP • Fire, marine & casualty insurance

This Management and Operations Agreement effective as of 12:01 a.m., Eastern Standard Time, January 1, 2010 (the “Agreement”) is entered into as of February 10, 2010 by and among State Auto Property & Casualty Insurance Company (“State Auto P&C”), State Automobile Mutual Insurance Company (“Mutual”), Rockhill Insurance Company (“RIC”), Plaza Insurance Company (“Plaza”), American Compensation Insurance Company (“ACIC”), Bloomington Compensation Insurance Company (“BCIC”), Rockhill Holding Company (“Rockhill Holding”), National Environmental Coverage Corporation of the South, LLC (“NECCS”), National Environmental Coverage Corporation (“NECC”), RTW, Inc. (“RTW”), Rockhill Insurance Services, LLC (“RIS”), Rockhill Underwriting Management, LLC (“RUM”) and Risk Evaluation and Design, LLC (“RED”). RIC, Plaza, ACIC, and BCIC are collectively referred to as the “Rockhill Insurers”; Rockhill Holding, NECCS, NECC, RTW, RIS, RUM and RED are collectively referred to as the “Service Companies”; and

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COMMUTATION AND RELEASE AGREEMENT
Commutation and Release Agreement • February 16th, 2010 • State Auto Financial CORP • Fire, marine & casualty insurance • Ohio

This Commutation and Release Agreement (hereinafter the “Commutation Agreement”) is entered into as of February 10, 2010 and is effective as of January 1, 2010 between State Automobile Mutual Insurance Company (hereinafter referred to as the “Reinsurer”) and State Auto National Insurance Company (hereinafter referred to as “SAN”).

REINSURANCE POOLING AGREEMENT AMENDED AND RESTATED As of January 1, 2010
Reinsurance Pooling Agreement • February 16th, 2010 • State Auto Financial CORP • Fire, marine & casualty insurance • Ohio

This Reinsurance Pooling Agreement Amended and Restated effective as of 12:01 a.m., Eastern Standard Time, January 1, 2010 (the “2010 Pooling Agreement”) is entered into as of February 10, 2010 by and among State Automobile Mutual Insurance Company, 518 East Broad Street, Columbus, Ohio (hereinafter referred to as “State Auto Mutual”), State Auto Property & Casualty Insurance Company, 1300 Woodland Drive, West Des Moines, Iowa (hereinafter referred to as “State Auto P&C”), Milbank Insurance Company, East Highway 12, Milbank, South Dakota (hereinafter referred to as “Milbank”), State Auto Insurance Company of Wisconsin (formerly known as Midwest Security Insurance Company), 1062 Oak Forest Drive, Onalaska, Wisconsin (hereinafter referred to as “SA WI”), Farmers Casualty Insurance Company, 1300 Woodland Drive, West Des Moines, Iowa (hereinafter referred to as “Farmers Casualty”), State Auto Insurance Company of Ohio, 518 East Broad Street, Columbus, Ohio (hereinafter referred to as “SA O

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