0001193125-10-036495 Sample Contracts

AMENDED AND RESTATED FUND PARTICIPATION AGREEMENT Symetra Life Insurance Company Wanger Advisors Trust Columbia Wanger Asset Management, LLP and Columbia Management Distributors, Inc. September 30, 2009
Fund Participation Agreement • February 22nd, 2010 • Wanger Advisors Trust • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of this day of September, 2009 (the “Restatement Date”), by and among SYMETRA LIFE INSURANCE COMPANY (the “Company”), a Washington life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); WANGER ADVISORS TRUST, an open-end management investment company organized under the laws of Delaware (the “Fund”); COLUMBIA WANGER ASSET MANAGEMENT, LLP (the “Adviser”), a Delaware limited liability partnership; and COLUMBIA MANAGEMENT DISTRIBUTORS, INC. (the “Distributor”), a Massachusetts corporation.

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FUND PARTICIPATION AGREEMENT between WANGER ADVISORS TRUST, COLUMBIA WANGER ASSET MANAGEMENT, LP, and ING INSURANCE COMPANY OF AMERICA
Fund Participation Agreement • February 22nd, 2010 • Wanger Advisors Trust • Connecticut

ING Insurance Company of America (the “Company”), Wanger Advisors Trust (the “Fund”) and Columbia Wanger Asset Management, LP (the “Adviser”) hereby agree to an arrangement whereby the Fund shall be made available to serve as underlying investment media for Variable Annuity or Variable Life Contracts (“Contracts”) to be issued by the Company.

Amendment No. 4 to Shareholders’ Servicing and Transfer Agent Agreement
Shareholders’ Servicing and Transfer Agent Agreement • February 22nd, 2010 • Wanger Advisors Trust

This Amendment No. 4 (the “Amendment”) to the Shareholders’ Servicing and Transfer Agent Agreement dated as of September 29, 2000 (the “Agreement”) is hereby entered into as of December 11, 2007 by and between Wanger Advisors Trust (the “Trust”), a Massachusetts business trust, Columbia Management Services, Inc. (“CMS”) (formerly Liberty Funds Services, Inc.), a Massachusetts corporation, and Columbia Management Advisors, LLC (“CMA”). Capitalized terms not defined herein shall have the meaning ascribed to them in the Agreement.

FIRST AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • February 22nd, 2010 • Wanger Advisors Trust

This Amendment is dated as of May 1, 2007 between Columbia Wanger Asset Management, LP (the “Adviser”), Wanger Advisors Trust (the “Fund”), ING Life Insurance and Annuity Company (“ING Life”) and ReliaStar Life Insurance Company (“ReliaStar”), (collectively, the “parties”).

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