ENCORE CAPITAL GROUP, INC. 7.75% Senior Secured Notes due September 17, 2017 SENIOR SECURED NOTE PURCHASE AGREEMENT September 20, 2010Senior Secured Note Purchase Agreement • September 23rd, 2010 • Encore Capital Group Inc • Short-term business credit institutions • New York
Encore Capital Group, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Company”), agrees with each of the purchasers whose names appear at the end hereof (each, a “Purchaser” and, collectively, the “Purchasers”) as follows:
AMENDMENT NO. 2 Dated as of September 21, 2010 to CREDIT AGREEMENT Dated as of February 8, 2010Credit Agreement • September 23rd, 2010 • Encore Capital Group Inc • Short-term business credit institutions • New York
THIS AMENDMENT NO. 2 (“Amendment”) is made as of September 21, 2010 by and among Encore Capital Group, Inc. (the “Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and JPMorgan Chase Bank, N.A. (“JPMorgan”), as Collateral Agent (the “Collateral Agent”) and as Administrative Agent (the “Administrative Agent” and, together with the Collateral Agent, the “Agents”), under that certain Credit Agreement dated as of February 8, 2010 by and among the Borrower, the Lenders and the Agents (as amended, supplemented or otherwise modified from time to time, the “Credit Agreement”). Capitalized terms used herein and not otherwise defined herein shall have the respective meanings given to them in the Credit Agreement.
AMENDMENT NO. 1 Dated as of September 20, 2010 to CREDIT AGREEMENT Dated as of February 8, 2010Credit Agreement • September 23rd, 2010 • Encore Capital Group Inc • Short-term business credit institutions • New York
THIS AMENDMENT NO. 1 (“Amendment”) is made as of September 20, 2010 by and among Encore Capital Group, Inc. (the “Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and JPMorgan Chase Bank, N.A. (“JPMorgan”), as Collateral Agent (the “Collateral Agent”) and as Administrative Agent (the “Administrative Agent” and, together with the Collateral Agent, the “Agents”), under that certain Credit Agreement dated as of February 8, 2010 by and among the Borrower, the Lenders and the Administrative Agent (as amended, supplemented or otherwise modified from time to time, the “Credit Agreement”). Capitalized terms used herein and not otherwise defined herein shall have the respective meanings given to them in the Credit Agreement.
