0001193125-10-242775 Sample Contracts

PRINCIPAL UNDERWRITING and DISTRIBUTION AGREEMENT
Principal Underwriting and Distribution Agreement • November 1st, 2010 • PHL Variable Insurance Co /Ct/ • Connecticut

THIS AGREEMENT, by and between PHL Variable Insurance Company (Phoenix), a Connecticut domiciled life insurance company and 1851 Securities Inc. (“1851”), a Delaware corporation (the “Underwriter”), shall be effective on August 31, 2010, or on such later date as 1851 receives all necessary regulatory approvals to serve as principal underwriter.

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