0001193125-10-278347 Sample Contracts

FORM OF ESOP LOAN AGREEMENT
Esop Loan Agreement • December 10th, 2010 • Franklin Financial Corp • Virginia

THIS LOAN AGREEMENT (“Loan Agreement”) is made and entered into as of , 2011, by and between , AS THE TRUSTEE FOR THE FRANKLIN FEDERAL SAVINGS BANK EMPLOYEE STOCK OWNERSHIP PLAN TRUST (“Borrower”), a trust forming part of the Franklin Federal Savings Bank Employee Stock Ownership Plan (“ESOP”), and FRANKLIN FINANCIAL CORPORATION (“Lender”), a corporation organized and existing under the laws of the Commonwealth of Virginia.

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FORM OF FRANKLIN FEDERAL SAVINGS BANK EMPLOYMENT AGREEMENT
Employment Agreement • December 10th, 2010 • Franklin Financial Corp • Virginia

THIS EMPLOYMENT AGREEMENT (the “Agreement”) is entered into as of [date], by and among FRANKLIN FEDERAL SAVINGS BANK, a federally-chartered savings bank (the “Bank”), (the “Executive”), and FRANKLIN FINANCIAL CORPORATION, a Virginia corporation and the holding company of the Bank, solely as guarantor (the “Corporation”).

FORM OF FRANKLIN FINANCIAL CORPORATION EMPLOYMENT AGREEMENT
Employment Agreement • December 10th, 2010 • Franklin Financial Corp • Virginia

THIS EMPLOYMENT AGREEMENT (the “Agreement”) is entered into as of [date], by and among FRANKLIN FINANCIAL CORPORATION, a Virginia corporation (the “Corporation”) and (the “Executive”).

SUPPLEMENTAL RETIREMENT PLAN AGREEMENT
Supplemental Retirement Plan Agreement • December 10th, 2010 • Franklin Financial Corp

AGREEMENT, made this 14th day of September 1994 by and between Franklin Federal Savings & Loan Association of Richmond, (the “Employer”), and Richard T. Wheeler, Jr. (the “Eligible Employee”).

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