CREDIT AGREEMENT Dated as of December 31, 2010 among HIGHER ONE, INC., as Borrower, BANK OF AMERICA, N.A., as Administrative Agent, L/C Issuer and Lender, and the Other Lenders Party HeretoCredit Agreement • January 5th, 2011 • Higher One Holdings, Inc. • Services-business services, nec • Connecticut
Contract Type FiledJanuary 5th, 2011 Company Industry JurisdictionCREDIT AGREEMENT (this “Agreement”) is entered into as of December 31, 2010, among HIGHER ONE, INC., a Delaware corporation (“Borrower”), each lender from time to time party hereto (collectively, “Lenders” and individually, a “Lender”), and BANK OF AMERICA, N.A., as Administrative Agent for the Lenders and as the L/C Issuer.