0001193125-11-085077 Sample Contracts

LOAN AGREEMENT
Loan Agreement • March 31st, 2011 • Jacksonville Bancorp Inc /Fl/ • State commercial banks

This Loan Agreement is dated as of January 1, 2011, and is between JACKSONVILLE BANCORP, INC., a Florida corporation (the “Borrower”), and , an individual (the “Lender”).

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REVOLVING LOAN NOTE
Revolving Loan Note • March 31st, 2011 • Jacksonville Bancorp Inc /Fl/ • State commercial banks • Florida

This Revolving Loan Note evidences the Revolving Loans and other indebtedness incurred by the Borrower under and pursuant to the Loan Agreement, to which reference is hereby made for a statement of the terms and conditions under which the Revolving Loan Maturity Date or any payment hereon may be accelerated. The holder of this Revolving Loan Note is entitled to all of the benefits and security provided for in the Loan Agreement. All Revolving Loans shall be repaid by the Borrower on the Revolving Loan Maturity Date, unless payable sooner pursuant to the provisions of the Loan Agreement. Principal and interest are to be paid to the Lender as provided in the Loan Agreement.

FIRST AMENDMENT TO THE EMPLOYMENT AGREEMENT BY AND BETWEEN THE JACKSONVILLE BANK AND VALERIE A. KENDALL
Employment Agreement • March 31st, 2011 • Jacksonville Bancorp Inc /Fl/ • State commercial banks

THIS AMENDMENT is adopted this 22nd day of December, 2010, by and between The Jacksonville Bank, a state-chartered commercial bank located in Jacksonville Beach, Florida (the “Company”) and Valerie A. Kendall (the “Executive”).

FIRST AMENDMENT TO THE EMPLOYMENT AGREEMENT BY AND BETWEEN THE JACKSONVILLE BANK AND SCOTT M. HALL
Employment Agreement • March 31st, 2011 • Jacksonville Bancorp Inc /Fl/ • State commercial banks

THIS AMENDMENT is adopted this 22nd day of December, 2010, by and between The Jacksonville Bank, a state-chartered commercial bank located in Jacksonville Beach, Florida (the “Company”) and Scott M. Hall (the “Executive”).

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