3,610,000 Shares Encore Capital Group, Inc. Common Stock, par value $0.01 per share UNDERWRITING AGREEMENT Dated November 3, 2011 Morgan Stanley & Co. LLCUnderwriting Agreement • November 3rd, 2011 • Encore Capital Group Inc • Short-term business credit institutions • New York
A certain shareholder of Encore Capital Group, Inc., a Delaware corporation (the “Company”), named in Schedule I hereto (the “Selling Shareholder”) proposes to sell to Morgan Stanley & Co. LLC (the “Underwriter” or “you”), an aggregate of 3,610,000 shares of the common stock, par value $0.01 per share of the Company (the “Firm Shares”).
