0001193125-11-302306 Sample Contracts

TERMINATION AGREEMENT
Termination Agreement • November 8th, 2011 • Red Mountain Capital Partners LLC • Short-term business credit institutions • Delaware

This Termination Agreement, dated as of November 8, 2011 (this “Agreement”), is entered into among JCF FPK I LP, an Alberta limited partnership (“JCF FPK”), Red Mountain Capital Partners II, L.P., a Delaware limited partnership (“RMCP II”), and Red Mountain Capital Partners III, L.P., a Delaware limited partnership (“RMCP III” and, together with RMCP II and JCF FPK, the “Shareholders”), in relation to their respective investments in the common stock, par value $0.01 per share (the “Common Stock”), of Encore Capital Group, Inc. (the “Company”).

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LOCK-UP LETTER
Underwriting Agreement • November 8th, 2011 • Red Mountain Capital Partners LLC • Short-term business credit institutions
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