FIRST PACTRUST BANCORP, INC. (a Maryland corporation)Purchase Agreement • April 23rd, 2012 • First Pactrust Bancorp Inc • National commercial banks • New York
First PacTrust Bancorp, Inc., a Maryland corporation (the “Company”), confirms its agreement with Sandler O’Neill & Partners, L.P. (“Sandler O’Neill”) and each of the other Underwriters named in Schedule A hereto (collectively, the “Underwriters”, which term shall also include any underwriter substituted as hereinafter provided in Section 10 hereof), for whom Sandler O’Neill is acting as representative (in such capacity, the “Representative”), with respect to the issue and sale by the Company and the purchase by the Underwriters, acting severally and not jointly, of the respective principal amounts set forth in said Schedule A of $33,000,000 aggregate principal amount of the Company’s 7.50% Senior Notes due April 15, 2020 (the “Securities”). The Securities are to be issued pursuant to an Indenture, dated as of April 23, 2012, as supplemented by a Supplemental Indenture thereto relating to the Securities, dated as of April 23, 2012 (collectively, the “Indenture”), between the Company an
