Home Office: Cincinnati, Ohio Fixed Administrative Office: P.O. Box 5420, Cincinnati, Ohio 45201-5420 Variable Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423 GOVERNMENTAL SECTION 457 PLAN ENDORSEMENTEndorsement • April 25th, 2012 • Annuity Investors Variable Account B
The annuity contract is changed as set out below to add provisions for a governmental Section 457 plan. This endorsement and the annuity contract to which it is attached are not valid without additional endorsement(s) defining the Plan and Plan Administrator.
Home Office: Cincinnati, Ohio Fixed Administrative Office: P.O. Box 5420, Cincinnati, Ohio 45201-5420 Variable Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423 LONG-TERM CARE WAIVER RIDERLong-Term Care Waiver Rider • April 25th, 2012 • Annuity Investors Variable Account B
Upon your Written Request, we will waive any Surrender Charge that would otherwise apply under the annuity contract to a withdrawal, surrender, or annuitization if at the time of such withdrawal, surrender, or annuitization or within the immediately preceding ninety (90) days all of the following conditions are met:
SELLING AGREEMENTSelling Agreement • April 25th, 2012 • Annuity Investors Variable Account B • Ohio
AGREEMENT made this day of , in the year of 2012, by and between ANNUITY INVESTORS LIFE INSURANCE COMPANY, an Ohio life insurance company (“AILIC”), GREAT AMERICAN ADVISORS, INC., an Ohio corporation (“GAA”) and , a corporation (“Broker/Dealer”) and any and all insurance agency affiliates or subsidiaries of Broker/Dealer (“Agencies”). Broker/Dealer and the Agencies are hereinafter referred to as the “Producers.” The Agencies are listed in Appendix I to this Agreement, as may be amended from time to time.
Home Office: Cincinnati, Ohio Fixed Administrative Office: P.O. Box 5420, Cincinnati, Ohio 45201-5420 Variable Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423 DEFAULT ANNUITY COMMENCEMENT DATE AND FORM OF PAYMENT ENDORSEMENTGroup Annuity Contract Amendment • April 25th, 2012 • Annuity Investors Variable Account B
The Annuity Commencement Date or maturity date with respect to the interest of a Participant in this Contract is changed to the Certificate Anniversary following his or her 95th birthday. Unless we agree, the Participant may not choose an Annuity Commencement Date or maturity date that is later than that date.
Home Office: Cincinnati, Ohio Variable Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423 Group Flexible Premium Deferred Variable Annuity ContractGroup Flexible Premium Deferred Variable Annuity Contract • April 25th, 2012 • Annuity Investors Variable Account B
We have issued this Group Flexible Premium Deferred Variable Annuity Contract (“Contract”) in consideration of the payment of Purchase Payments, and of any application and/or participant enrollment forms. The Contract Owner is set out on the Contract Specifications page. It is effective as of the Contract Effective Date set out on the Contract Specifications page. It is subject to all of the terms and conditions set out on the following pages.
